Thursday 17 April
Trip Start Apr 13, 2008
163Trip End Oct 27, 2008
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The money arrived in our Canadian bank account today so we headed back to the RV, with our purchases, via a bank to get a Bank cheque.
We moved into the Van and went to the Insurance Agent to change the ownership and insure the vehicle. This is where things got stressful.
We managed to change the ownership, after paying a "Tax" of 7% - yes believe it or not Canadians pay tax even on a private vehicle sale! The vehicle was now ours. Now we needed Insurance so we could get number/licence plates and use the vehicle. Vehicle Insurance in Canada is compulsory and the main component can only be purchased via the Government Insurance system
Insurance was the sticky thing - relatively easy to get but they wouldn't accept that we had had no claims on our insurance in the last 8 years even though we had documents from State Insurance that said that we had a 65% no claims bonus - only available in NZ to those with "no claims". We could get Insurance but we had to pay the full premium - around $2000 a year, we couldn't get the basic no-claims bonus of 40% without these letters.
The first problem was that the documents were faxed to our home in NZ, they wanted them faxed from Insurance office to Insurance office. Secondly 2 letters weren't on letter-headed paper. Thirdly, they wouldn't accept that the wording 65% no claims, meant that we had made no claims on our insurance.
We sent off faxes and emails to get this sorted, confident that it would be easy to arrange and we went off to dinner back in Richmond with Carl's brother (our best man). We stopped at the Hotel to collect our bags on the way. Craig and his wife Susan were wonderful and when we explained our situation they asked us to stay overnight as we felt uncomfortable about sleeping in the Van outside the previous owner's house in an unlicensed and uninsured vehicle. Zach had a wonderful time playing hockey on the street with the boys. They have a lovely house in a very quiet suburb.
Later that night we made 2 further calls to NZ, to the local Napier office to make sure that the Insurance documents would be correctly sent for the next day