The Humble American

Trip Start Dec 31, 2004
Trip End Apr 22, 2005

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Flag of Bangladesh  ,
Thursday, March 10, 2005

In one of the poorest, most densely populated and underdeveloped countries in the world I met the richest people I have ever known.

For four straight days I was welcomed into countless homes, dry goods stores, sweet shops, clothing stores, car part stalls, an appliance store and a gas station. I toured an English language school and greeted each class. Entire neighborhoods packed themselves in kitchens awaiting my arrival their heads peaking out behind curtains and doors smiling and nervously giggling in anticipation. The women and children were in their best finery from batik Punjabi pants and tops to embroidered saris and a few expatriates who'd returned home successful were dripping in gold and gems. In one house I smelled fresh paint and another I watched people scurrying about madly as they prepared for my entrance.

When walking down the streets even a slow gait seemed an invitation for conversation starters such as, "Madam what country?" and "What is your name, please?" Those queries were generally preceded by offers of a hot or cold beverage. I have had offers inviting me for meals and sleepovers as well as a marriage proposal. I have been proudly shown college graduation certificates, family photo albums, newly born livestock and even personal letters in English from a deceased family member. I drank copious cups of tea and coffee and glasses of cola and ate armloads of cookies, crackers, dumplings and fresh fruit. I was frequently given larger glasses and fancier dinner plates while my hosts drank from small cups and ate off saucers.

I was given two lungis, three blouses, a personally inscribed diary, a basket of fish and in one home as I was leaving a woman motioned for me to wait then raced back into her home and returning breathlessly handed me a carved wooden ship. I was also offered $10,000 by a shop owner if I could get him an American work visa. Hanan and Aktar drove me around everywhere and even took me to a gorgeous tea garden with a waterfall and never in the entire time I was with them or in Beani Bazaar was I allowed to even reach for my wallet. The hospitality shown me is sincerely and without hyperbole the most overwhelming I have ever experienced in my life.

On my last day I awoke early and had breakfast in the dining room and of course was prodded again and again to eat more. Afterward several people had congregated in my room while I was getting ready so I changed in the bathroom into my new outfit that Aktar's brother, Alom had bought me. We posed for photos outside my room with me in the back towering over everyone and later they roped the goat for me so I could pose with her, as well.

I think the most lasting image of my trip to Beani Bazaar will be that of Aktar's family and neighbors who walked me to the car when I was leaving. They crowded around in the rear and then more people poured out from their homes and lined the street. Traffic stopped. A girl I hadn't met before came over and asked, "How are you enjoying my country?" I smiled and with glazed eyes told her I was "enjoying it very much." All these people, I thought, all these people came out here to see me and to say goodbye to me. They had opened their homes and their hearts to me and had given me so much more than they could ever know.

I was waving from the back seat as we drove away when I heard Aktar sum it all up, "My people are very small but their heart is very big."

Bigger than I thought possible.

To the people of Beani Bazaar I humbly thank you.
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The Suffering groups on


Many families of Bangladesh Nationals suffered a lot during Freedom War of 1971, Many members from effected family have started to establish Industries investing family resources immediately after liberation war of 1971.
Government also started to help these fast growing PRIVATE SECTOR INDUSTRIES utilizing the grants of International Loan Giving Agencies and through different Banks from 1979.
But Unfortunately the Owners of these Industries became helpless victims of deep rooted conspiracy and anti propaganda . .
And the activities of Bank officials were fully negative.
They acted in every possible way to compelled the Borrower of Industrial Loan become defaulter so that, the bank officials can occupy or take possession or to create scope for their near and dear to purchase the valuable mortgaged land and properties of the helpless owner of industries from the court in the name of recovery of loan recovery.
And there are no scope or clause to raise the above activities of bank officials before the Artha Rin Court claiming compensation , or claim set off in the same suite or dismissal of the suit .
High level investigation will reveals the facts as stated above

Due to such activities most of the identified Sick Industries became in-operatives and have lost their cash capitals, expatriate capabilities and became helpless victims of oppressive laws.

Knowing the facts a budgetary provision were created by the Government of Bangladesh and paid huge amount to banks through this budgetary provision against all bad debt or defaulted amount of bank loan ( both principal and interest ) at the rate of 4.5 % from 1990 to 1994.

The budgetary provision were increased to 5 % and extended in 1994 -1995 budget session upto 1998 considering the over all situation of the matter of negligence , non-co-operations, malpractices, conspiracy malefied or fraudulent activities of bank officials who are responsible for compelling the owner of industries to became sick ****** }

( ****** As per ref .of 2nd volume of budget presentation by the then honorable Minister of Finance , Govt. of Bangladesh in Bengali language before the Parliament on 9 th June of mentioned in page no- 7 and para 14 which continued to page no-8 ." )

After the above arrangement do there remain any residual debt lying with owner of sick industries of Bangladesh ( private sector upto 1998 ), ?

THE HELPLESS OWNERS OF INDUSTRIES ARE NOW LOOKING FOR JUSTICE, BUT THE DOOR OF JUSTICE ARE CLOSED due to enactment of a law know as ARTHA RIN ADALAT ACT ( Bank Loan Recovery Act ) on 1989 which were amended on 2003 and Bank Ruptcy Acts were also enacted on 1997 treating the Owners of Industries under Private Sector like as Slave of Colonial Period WHEN THE HANDS OF THE PRODUCER AND TECHNICIAN OF MOSLIN FABRICS ( which were only produced in Bengal of undivided INDIA) were cut down to stop production of Finest Fabrics by Bengali Technicians and Producer.

Out of total outstanding defaulted Bank Loans, about 60 % to 70 % are lying with Nationalized / State Sector and less then 10 % to 15 % are lying with Industries of Private Sector of Bangladesh..

The owner of industries of small and medium size industries are direct victims of wide anti propaganda for a prolonged period by vested group so as to hide out the above facts

As per Artha Rin Act nothing can be raised against the Order or Decree of Artha Rin Court to Higher Court without Payment of 50 % of the suit value or Decretal Amount which is simply impossible task.
The door of appeal or revision is also closed denying the Legal right of Owners of Industries as per sections 12, 18 & (3) , 19, 20,21,33, 34,40,41,42,44, 47 and 50 of Artha Rin Act.
There are no other alternative way or remedies , but to draw the attention of concern authority of Bangladesh Government including PATRIOT INTELLECTUAL PERSONS, POLITICIAN AND LEADER OF CIVIL SOCIETY AND INTERNATIONAL COMMUNITY TO VERYFY the above and help suffering owner of industries for restoring EQUAL RIGHT of JUSTICE,

Also kindly arrange to circulate our humble appeal among honorable members , partners of your organizations or in your news bulletins and in printed or electronic news media for transmission this appeal among all organizations working for HUMAN RIGHT , DEMOCRATIC RIGHT and to PREVENT LEGAL ABUSE and OPPRESSIVE LAWS and also to consider the followings for approval :

1-The Existing System of Mortgage of Land or Properties as security or co-- lateral security to bank against loan need to be completely abolished so as to remove ever growing corruption , malpractices and fraudulent activities which exist in Banking Sector and are much Proven Facts for the greater interest. Of the Nation.

2- - The Sections 12, , 18 & 18(3), 19,20,21,33, 34,40,41,42,44,47 and 50 of Artha Rin Acts including Sections 28 ( Kha) of Banking Company act should be abolished immediately.

3-. Humble appeal before the Government of Bangladesh to allow owners of industries to claim SET OFF or COMPENSATIONS for negligence , violation of contract , fraudulent or malice activities of official of banks in the same suit filed by Bank for recovery of Loan Money similar to DRT ( DEBT RECOVERY TRIBUNALS ) OF INDIA

5- And to take immediate steps to abolish the system of CERTIFICASE CASE which are nothing but abuse of LAW and worst one like that of COLONIAL RULE .


Suffering Groups of Owners of Industries of Bangladesh.

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