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> Maximum ATM withdrawal in Peru
post May 11 2008, 09:01 PM
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What is the maximum ATM withdrawal in Peru?

I just arrived here from Bolivia and could not find an ATM in Puno that allows me to withdraw more than 700 Soles or 200 US$. This was at BCP bank. Other banks had even lower limits.

We are trying do as few withdrawals as possible to keep the fees down.
My US-bank would limit it at US$500, but it seems that the Peruvian bank even lower that.

Anybody else with the same problem?
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post May 27 2008, 07:01 PM
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OK.... I think I can answer my own question now.

We checked plenty of ATMs and somehow it's not possible to withdraw more than 700 soles.

However when we went to the teller itself (with your passport and ATM card) they can give you up to 4000 soles. Don't ask me why, but that's the way it worked for us.
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post Jul 28 2008, 02:05 PM
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The concern with max ATM withdrawals is the frequent South American (and I assume it occurs elsewhere) practice of express kidnappings.

It happens most often with sketchy taxis, but other methods aren't rare either. Basically, they grab you in some way or another, then force you at gun point to go to ATMs to take out money. Rinse and repeat until all of your dough is gone from your accounts, and they will eventually drop you off somewhere far from home, penniless.

I would personally advise against carrying your debit card on you except to occasionally withdraw cash. Even then, be smart - use trusted banks with lots of security, move quickly and with purpose, and don't use untrustworthy street taxis while carrying your debit card. Odds are, if you don't have a card on you, they'll just take what they can get off of your person and quickly move on. It sucks, but it's not as bad as having your account drained.
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